Our by-laws and policies are the foundation of our cooperative. They define how we operate, protect member rights, and ensure fairness in every decision. By making them clear and accessible, we strengthen trust and empower members to participate confidently.
By-Laws Overview
Our by-laws outline the rules and principles that guide the koperasi:
- Membership Rules – Eligibility, joining process, rights, and responsibilities.
- Decision-Making – Voting procedures, quorum requirements, and member participation.
- Board & Officers – Election process, roles, and accountability.
- Financial Management – Handling of savings, loans, surpluses, and reserves.
- Meetings – Frequency, notice requirements, and procedures.
- Dispute Resolution – Fair and transparent processes for resolving conflicts.
Policies Overview
Our policies ensure consistency, transparency, and accountability in daily operations:
- Transparency Policy – Open reporting and clear communication.
- Financial Policy – Responsible lending, savings protection, and audits.
- Community Policy – Commitment to social impact and sustainable development.
- Training & Education Policy – Support for member learning and capacity building.
- Digital Policy – Safe and secure use of online services.
- Code of Conduct – Expectations for respectful, inclusive member behavior.
Our by-laws and policies comply with national cooperative law and are reviewed regularly to stay relevant. Members are notified of changes and have the right to participate in revisions.
By-laws and policies are more than rules — they are the framework that protects members, ensures fairness, and guides us toward shared success.