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Savings & Deposits

Our savings and deposit services help members build financial security while strengthening the cooperative for everyone. Every ringgit saved contributes to your future and supports the growth of our community.


Types of Savings Accounts

We offer flexible options to meet different needs:

  • Regular Savings – Easy deposits and withdrawals for everyday use.
  • Fixed Deposits – Higher returns for longer commitments.
  • Special Savings Plans – Targeted accounts for education, retirement, or community projects.
  • Children & Youth Accounts – Encouraging financial literacy from an early age.


Benefits of Saving with Us

  • Competitive interest or dividend rates
  • Safe and secure deposits, backed by cooperative governance
  • Easy access to funds when needed
  • Surplus reinvested into community development
  • Member ownership: savings strengthen the cooperative’s collective capital


How to Deposit

  • Open an Account – Complete a simple application form with required documents.
  • Make Deposits – Cash, bank transfer, or payroll deduction.
  • Withdraw Funds – Available on request, with clear timelines and procedures.


Transparency & Security

Your trust is our priority:

  • Accounts are audited regularly
  • Compliance with cooperative law and financial regulations
  • Members have the right to review financial reports


Educational Support

We provide guidance and resources to help members:

  • Learn financial literacy skills
  • Plan for education, retirement, or business growth
  • Build healthy savings habits


Every deposit builds not only your future, but the future of our cooperative community. Together, we grow stronger, more secure, and more resilient.